ABOUT US/THE BROKER’S ROLL New York City apartments are some of the most coveted properties in the world! If you are interested in finding a New York City apartment you have come to the right place. At HH Realty Group we specialize in finding you your perfect NYC apartment. If your dream apartment exists we will help you obtain it.

NEW YORK CITY APARTMENT

But first we need to make sure you are prepared. The world of finding NYC apartments is a fast paced one where NYC apartments are available one minute and gone the next, bidding wars are not uncommon in rentals and sales. So it is important you are prepared to obtain a New York City apartment before you begin your search.

If you plan to rent a New York City apartment: make sure you make 40x the monthly rent and can obtain a letter from your employer stating this. If not, have a guarantor on hand who will sign for you and who makes 80x the monthly rent. Have copies of your two most recent pay stubs, bank statements, and tax returns. Make sure your credit score is good or be prepared to pay as much as a year up front in escrow. If your paperwork is assembled and you see your dream NYC apartment we can put your application in on the spot and make sure we don’t lose the NYC apartment because of delays.

NYC APARTMENT

If you plan to buy a New York City apartment: decide what you want to spend on a monthly basis. If you are financing talk to a mortgage broker and get pre-approved for a loan. Fill out a simple financial statement and be prepared to provide back up paperwork for all your assets and liabilities. Have 3-6 contacts on hand to write recommendation letters for you. Realize that for a NYC apartment coop you need a debt to income ratio of around 25% and at least one year in liquid assets after your down payment. If a family member is gifting you money to help you buy your New York City apartment have the money in your account for at least a few months before your board interview. The sales process takes around 3 months after you have identified the NYC apartment you want.

NYC APARTMENTS

Whether you’re looking to buy a NYC apartment loft with floor to ceiling windows in a new developments sprouting up, or perhaps you’re looking for something more traditional like a prewar doorman building on Park avenue, or a brownstone in a historic neighborhood like Harlem, or maybe you’re new to the city and looking for your first New York City apartment rental and you have no idea how to begin your search. You have come to the right place and it’s always free to browse our website or view NYC apartments with one of our friendly real estate agents.

We know New York City apartments better than anybody else because we eat, sleep, and breathe NYC apartments. We have databases and have developed reputations with landlords over the years that make our knowledge vast and unmatched. This is our livelihood, business and passion, so if your NYC apartment is out there HH Realty Group will find it.